Privacy Policy

Last Updated: December 12th, 2017

PLEASE NOTE: The BusinessIQ Africa Privacy Policy is effective as of the “Last Updated” date above.

BusinessIQ Africa operates a digital business hub, digital magazine, blog, books and investment platform. The BusinessIQ Africa website allows you to read, connect, collaborate and share documents with other users of BusinessIQ Africa website growing community on the Internet. BusinessIQ Africa’s Privacy Policy is designed to help you understand how we collect and use your information. By using or accessing the BusinessIQ Africa website, you are accepting the practices described in this Privacy Policy. We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of the policy. We encourage you to review the Privacy Policy whenever you access the BusinessIQ Africa website to stay informed about our information practices.

Information Gathered by BusinessIQ Africa

This Privacy Policy covers our treatment of “personally identifiable” information (meaning it can be used to specifically identify you as a unique person) or “non-personally identifiable” information (meaning it cannot be used to specifically identify you) that we may collect in your use of the BusinessIQ Africa website. We use both types of information, and combinations of both types. This Privacy Policy does not apply to the practices of any other company or individual that we do not own or control.

Visitors: For visitors to our website and registered users, we log certain information, such as your IP address, browser type and usage data, for example, how much time you spent reading, which publications you read, and which pages you accessed.

Registration: If you choose to register with us, BusinessIQ Africa may ask you to provide your name, email address and physical address. BusinessIQ Africa may also ask you to create an account ID and password. BusinessIQ Africa may ask you to provide demographic information, such as age, gender, interests or occupation to enhance our ability to provide a more personalized experience for you. We may also, via a third party service, collect credit card information for any paid services or purchases.

Feedback and Chat: We may collect other information when you provide feedback or comments or communicate with us.

Info through other services: You may give us permission to collect your information in other services. For example, you may create an account via a social networking service (“SNS”) such as Facebook or Twitter. When you do this, it allows us to obtain information from those accounts (for example, your friends or contacts) either automatically in accordance with their terms or as a result of your selections in the SNS.

Cookies and Web Beacons: BusinessIQ Africa uses “cookies” – small files containing a string of characters sent to your computer that uniquely identifies your browser – in addition to Flash shared browser objects to administer its website and provide a more tailored and user-friendly service to you. For example, we may use cookies or Flash objects to count the number of unique computers accessing our website. You can set your browser to refuse cookies from the BusinessIQ Africa website if you choose. When you access the BusinessIQ Africa website or open one of our HTML emails, we may automatically record certain information from your system by using different types of tracking technology. This “automatically collected” information may include IP Address, a unique ID, version of software installed, system type, the content and pages that you access on BusinessIQ Africa website, and the dates and times that you visit the BusinessIQ Africa website. You can usually instruct your browser, by changing its settings, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit.

Payment Card Information

To use certain aspects of the BusinessIQ Africa website, we may require credit or debit card account information. By submitting your credit or debit card account information through the BusinessIQ Africa website, you expressly consent to the sharing of your information with third party merchants, subscription and billing processors, and payment processors. These third parties may store your credit or debit card account information so you can use the BusinessIQ Africa website in the future. We transmit your credit or debit card account information to these third parties, but do not store such information. We cannot guarantee that transmissions of your credit or debit card account information will always be secure or that unauthorized third parties will never be able to defeat the security measures taken by us or our third-party service providers. We assume no liability or responsibility for disclosure of your information due to errors in transmission, unauthorized third-party access, or other causes beyond our control.

BusinessIQ Africa Uses of Information

We may use information we collect about you as follows:

· To provide and improve the BusinessIQ Africa website.

· To customize the BusinessIQ Africa website and provide advertisements, content or features that match your interests.

· To permit our users to set up an account.

· To respond to your comments, questions and requests and provide customer service.

· To send you notices, updates, security alerts and other administrative messages.

· To communicate with you about products, services, offers and events offered by BusinessIQ Africa and others.

· To process transactions and send you related information.

· To link or combine with information we get from others to help provide you with better service.

· To detect, investigate and/or prevent fraudulent, unauthorized or illegal activity.

· To diagnose problems with the BusinessIQ Africa Website.

· To analyze and monitor how users utilize the BusinessIQ Africa website.

· To carry out other purposes for which the information was collected.

When BusinessIQ Africa Discloses Information

BusinessIQ Africa does not share your personally identifiable information, including any of your user profile data that you create, with other organizations for their marketing or promotional uses.

BusinessIQ Africa may share personally identifiable information about our users with third parties, including: (a) with your consent or as otherwise stated in this Privacy Policy; (b) when we believe it is necessary pursuant to a subpoena or other judicial or administrative order; (c) where required by law; (d) to enforce or apply our Privacy Policy, our Terms of Service or our other policies or agreements; (e) at our sole discretion, where we deem necessary to respond to claims, to protect the safety of any individual or the public, or to protect the rights or property of the BusinessIQ Africa or any third party or (f) in connection with, or during negotiations of, any merger, sale of company assets, financing or acquisition, or in any other situation where personally identifiable information may be disclosed or transferred as one of our business assets. We may disclose personally identifiable information to (i) affiliated companies or (ii) vendors, service providers or other partners who support our business such as providing web site hosting, maintenance, and security services; fulfilling orders; conducting data analysis and creating reports; offering certain functionality, including but not limited to serving advertisements; offering customer service support; and assisting BusinessIQ Africa in improving the BusinessIQ Africa and creating new service features. BusinessIQ Africa may also disclose anonymous or aggregated user information to third parties.

Data Security

BusinessIQ Africa will use commercially reasonable efforts to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. However, we cannot ensure or warrant the security of any information you provide to us or guarantee that information on the BusinessIQ Africa website may not be accessed, disclosed, altered, or destroyed by unauthorized persons.

Children Under 17

IF YOU ARE UNDER 17 YEARS OF AGE, PLEASE DO NOT USE OR ACCESS THE BUSINESSIQ AFRICA WEBSITE AT ANY TIME OR IN ANY MANNER.

BusinessIQ Africa website is not directed to children under 17. BusinessIQ Africa does not collect personal information from anyone under the age of 17. If you are under 17, please do not use the BusinessIQ Africa website or send any information about yourself to us, including your name, address, telephone number, or email address.

Web Browser “Do Not Track” Notice

We currently do not participate in any “Do Not Track” (“DNT”) frameworks that will allow us to respond to signals or other mechanisms from you regarding the collection of your information. Your DNT settings, however, may affect third party services we may use.

Please contact BusinessIQ Africa with any further questions or clarifications at:

BusinessIQ Africa

27 James Robertson Street

Surulere, Lagos

Nigeria

Or email: info@businessiqonline.com