Periculum is a data analytics company, headquartered in Ontario, but with operations in Nigeria, Ghana, Kenya, Zimbabwe, Uganda. The vision of becoming the "Palantir of Africa" is only a matter of time with the trajectory the company is currently on. Periculum provides comprehensive data analytics solutions to clients in various sectors, including finance, healthcare, telecommunications, and government institutions. The company was founded in 2019 to help bridge the huge credit gap in Africa, but it has broadened its scope and is now committed to transforming the African data landscape by providing actionable insights.

Periculum offers various products that help organizations transform their data into actionable insights.

Our flagship product is Insights; a data-driven analytics and credit scoring engine that provides predictive insights into customers’ financial standing. Powered by Artificial Intelligence, this engine runs through structured and unstructured financial data to identify patterns and make meaningful reports to help prevent fraud and waste. The data analytics provided by Insights help our clients to understand the financial health of their customers and make very unbiased but informed decisions about a customer’s financial well-being based on relevant data available in real-time.

Another product is the Unified Data SDK; a product that you can use to access and analyze user permission financial data covering all financial transactions across multiple bank accounts in financial institutions. It provides an extensive understanding of prospective borrowers’ financial affairs by combing through all applicants’ mobile financial data. Hence totally identifying all of their exposure to the different banks and other lending companies into their existing systems. The SDK also comes with built-in security features, ensuring that client data is secure and protected from unauthorized access.

In a world where Artificial Intelligence (AI) is slowly defining the workspace, Lumiere is a suite of machine learning models that provides predictive analytics solutions to clients. Lumiere transforms data into action, identifying patterns and behaviors, and guiding corporations to make more efficient, productive, and customer-focused decisions in real time. Our ML Models cover Credit Scoring, Fraud Detection, Churn Prediction amongst others. One key factor to note is, 

In addition to its products, Periculum also provides consulting services to clients. The company's team of experts helps clients identify the data they need to collect, develop data models, and create predictive analytics solutions. The consulting services also provide clients with the necessary training to use Periculum's products effectively.

In November 2022, the company launched its first B2C product; a personal finance management application in Kenya. The product called Utambuzi (loosely translated to mean Insights in Swahili) aims to help customers manage their income, track their expenses, detect fraudulent transactions and connect them to credible lenders to access quick loans. The product was birthed in a tough economy to help Kenyans access loans and also help them track their money, and of course helping them to save.

Periculum is an innovative data analytics company that is transforming the African data landscape. The company's products, Insights, Unified Data SDK, and Lumiere, are designed to provide clients with actionable insights from their data. It is worthy to note that Periculum still has products that will be launched, again, the aim is to continually provide organisations solutions that improve their overall profitability. Using Periculum's comprehensive data analytics solutions and consulting services, clients can make informed decisions and grow their businesses. There is no doubt that Periculum is on its way to becoming the "Palantir of Africa."

To know more about Periculum, visit: www.periculum.io